Sorry, I noticed only after posting that you had already purchased the kit, known on this site as the "happy-time". Yes, I've thought of that myself, plastic or aluminum covers like the crotch rockets have. "Fairings" I guess.
You sound like I did at first, but after a few weeks you will become very good at "stealth" driving and will lose your fear.
All I can tell you is that I've been here on this site for a few months now and I have yet to hear from anyone about being bothered by the law. I can only remember one or two posts about this issue and in the end , they were not charged, having to walk the bikes home. Relax, enjoy, and just stay cool and you will be fine. Like I said , I ride down main St. every day.