Ok, I was debating with myself (I do that quite often now that I'm in my 70's) as to whether I should submit this post. I know it will draw out the ranters. First of all, wearing a helmet does not protect you from all types of accidents. It only helps you in a lawsuit and partially protects your noggin. You wearing a helmet helps to keep my insurance and taxes down. If you cannot accept the responsibility of protecting yourself, then why should I be forced to contribute to your hospitalization? I have a $1,000,000. rider on my insurance to protect me AND you. It's cheap compared to the possible medical costs, and some of you won't even wear a cheap helmet to help protect you, me and your family? If this is your way of thinking and you cannot force yourself to wear a helmet, then at least wear a sign on your chest that says "I am an idiot and I refuse medical help of any kind". I could go on with this but I will get enough flack as it is. For those of you that wear protection, thank you from me, your family and friends, and insurance/tax payers. Have a safe and healthy holiday season!