I ride both bicycles and motorcycles on a daily basis and have for over 50 years. I can tell you that it is only a matter of time before you go down. It the last 20 years, I've fallen twice, both times on a bicycle. Once was at a corner storm drain where someone had poured oil down it. That took me down hard and fast. My right cheek contacted asphalt and the stretching skin tore around my eye. It made an amazing mess. My helmet touched only at the lower edge.
The other time was in the pitch black of pre-dawn in January on the ice. Completely destroyed my Schwinn helmet. My right shoulder is still very crunchy, but the head was OK. These days I wear a thick polycarbonate half "stunt bike" helmet.
Regards,
Duhawki