Truthfully, I never used to ride with a helmet but here in Charlottesville, they made it a city ordinance that even to ride a bicycle you have to have a helmet so now I do ....While I realize that it is in my own best interest to be safe (I wear seatbelts when driving) I almost hate it sometimes when it is forced upon us....Oh well that's life.
Andrew
PS - I don't ride along busy streets....too worried about crazy drivers!