yes, neon is right, there are MANY factors(rider weight, bike weight, wheel size, tire size, etc.)
for example, i had 20" wheels with a 44 tooth sprocket, top speed with me on the bike was around 23 mph. dropped down to a 41 tooth sprocket and added a slightly taller rear tire. Top speed with me on the bike now is @ 28 mph.
but if my friend who weighs about 50 pounds more than me, gets on my bike, the top speed drops slightly.