Eh, here's my view on it.
I started with an MTB bike as my first one, rode the CRAP out of it (worn though 4 sets of rim brakes and 3 sets of tires)
then transitioned to a cruiser-style bike.
Really the main thing wrong with the cruiser bike as discussed before is the rear hub (mainly the bearings being the weakest point) and the fenders.
Personally, I feel if we encourage it they should be fine, there's a million things the could go wrong (from chains snapping to motors exploding) if we try to make it more "safe" its gonna increase cost, effort, and most likely cripple the hobby (i remember when i didn't even have the 95$ to spend on my first kit, i had to borrow the 15$ from my parents lol)
modifications for safety can be made pretty easily,
the rear wheel can be easily replaced with a single-speed with a MTB type hub
fenders take all of 30 minutes and 3$ worth of bolts to reinforce.
U-Brakes are a bolt-on deal and cheap!
lots of ways to do it.
you could also get a multispeed cruiser which has all of this and save some $$$