Holy sh$* Dan! Ive had this happen too, twice, but thank god no traffic. It was my first motored and I was green as anything. Didn't understand the alignment tolerances, stock tensioner, 50cc on a Kawa girls bike that looked like it just stepped off the set of M*A*S*H. I called her the Vietnam. By the time I ditched her she was the VietCong. Traitorous bit**.
First time was third ride, after midnite, bout 12 miles straight flat desert road to home, wintertime, nothing for miles. She locked up and didn't have the decency to even spit the chain. So no obvious reason. Back tire solid to the bike. Called a friend, rescued after bout an hour. The second time I was pulling my trailer, light, empty save for a 10lb backpack, and gas can. THAT time she spit the chain so my fears of my trailer arcing forward were unfounded.
In the end I figured out the "girl bike" was the problem. I learned about chain alignment and realized that even when I was just pedalling hard to start her, I could look down at the bottom bracket and see 5 or 10 degrees of twist, right at the rear engine mount. Well duh. Blew that motor couple days later (re torque the what....) . Disassembled. Literally cut up the frame (can't trust those VC!!!)
started trying to figure out a rear mounted 2stroke on a full suspension MB.
that's for another thread tho.